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We serve clients throughout Missouri, Arkansas and Illinois, and are conveniently located in 1750 South Brentwood Blvd, St. Louis, MO.  Call (314) 720-8470 or contact us online for an appointment.

Prescriptions

Medicare drug plans have its own list of covered drugs (called a formulary). Many Medicare drug plans place drugs into different “tiers” on their formularies. Drugs in each tier have a different cost.

Lower tiered drugs will generally cost you less than a drug in a higher tier. Your prescriber may think you need a drug that’s on a higher tier. If so, you or your prescriber can sometimes ask your plan for an exception to get a lower co-payment.

Medicare drug plans can make some changes to its formulary during the year within guidelines set by Medicare. If the change involves a drug you’re currently taking, your plan must do one of these:

  • Provide written notice to you 60 days prior to the date the change becomes effective.
  • At the time you request a refill, provide both of these:
    • A written notice of change
    • A 60-day supply of drug under the same plan rules as before the change

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We do not offer every plan available in your area. Currently, we represent 21 organizations that offer over 200 products in your area. Please contact, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.